Blog Entry

If all of the numbers were going to stay the same, you could simply subtract your current bills from your monthly income to determine how much money you can afford to spend on a house. However, since many of these numbers are changing, you will need to estimate conservatively to ensure that you are buying a home that is well within your budget. For instance, if you've been paying $800/month in rent, you may be tempted to say that you can afford a $800/month mortgage payment. In reality, you will need to leave extra room for homeowner's insurance, repair bills, and increased utilities, so you may only be able to afford a $600/month mortgage. This is okay because manufactured homes are usually much more affordable than traditional homes. You just have to be aware of what you're looking for when you go shopping for the first time.

Taken from~ Prepare a Budget for your Manufactured Home

The construction of a manufactured home, from factory to finish can actually yield up to 90% less waste and environmental impact than site-built housing, owing to the efficiency of factory construction and the high standards of the HUD code. Manufactured homes and manufactured housing communities are far more green and eco friendly than site-built communities. Manufactured home construction uses fewer materials without compromising the home’s safety or structure. Key heating, cooling and utility components of manufactured homes are energy-efficient. Further, because manufactured homes are built in a factory and assembled on site, the environmental impact of transportation of the home is magnitudes less than the impact of the moving raw materials to the site to construct a home.

Taken from~ Manufactured Housing Institute

Today’s manufactured homes are built with the same building materials as site-built homes, but in a controlled factory environment where the quality of construction is superior to what can be done outdoors. HUD’s building code for manufactured housing regulates the design and construction, strength and durability, transportability, fire resistance, energy efficiency and overall quality of a home. It also sets standards for the heating, plumbing, air-conditioning, thermal and electrical systems. The HUD Code homes also adhere to a thorough inspection system that takes place at each step during the home construction process in the factory. There are major benefits to having your home built in a factory: Consumers benefit from to the technological advancements and cost savings associated with the factory-built process.

  • There is less waste in the factory process than with site-built homes.
  • All aspects of the construction process are quality controlled and inspected per HUD’s rigorous standards
  • The weather doesn’t interfere with construction, cause costly delays and warp or damage building materials.
  • Technicians, craftsmen and assemblers are on the same team and professionally supervised. Inventory is better controlled and materials are protected from theft and weather-related damage.
  • Construction materials, as well as interior features and appliances, are purchased in volume for additional savings.

Taken from!~ Manufactured Housing Institute

Many cities and towns, still relying on outdated perceptions and stereotypes of “mobile homes,” have zoning regulations limiting where you can place a manufactured home. However, more and more urban and suburban governments are recognizing that today’s manufactured homes are virtually indistinguishable from site-built homes and are allowing manufactured homes to be placed in their communities. Before purchasing a manufactured home, be sure to check the zoning regulations in the area where you want to live.

Taken from~ Manufactured Housing Institute